Budget · Calculator

Debt Snowball Calculator

List your debts, then pay the smallest balance first. Each payoff frees up cash to attack the next one.

Your inputs

Your results

Estimated debt-free date

Jun 2029

35 months · smallest balance first

Total interest

$3,443

Interest saved vs. minimums only

$3,099

Payoff order & milestone tracker

  1. 1
    Credit card B$1,450 · 19% APR

    Estimated payoff: Mar 2027 (8 mo)

  2. 2
    Credit card A$4,200 · 24% APR

    Estimated payoff: Jul 2028 (24 mo)

  3. 3
    Personal loan$8,800 · 12% APR

    Estimated payoff: Jun 2029 (35 mo)

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Finance Choices calculators and simulators are for educational and informational purposes only. Results are estimates and may not reflect your actual loan terms, insurance premium, credit eligibility, interest rate, savings, repayment timeline, approval odds, or total cost. Finance Choices does not provide legal, tax, insurance, mortgage, or financial advice. Partner offers may vary based on credit profile, income, debt, location, property details, insurance history, lender criteria, underwriting guidelines, and other factors.