Advertising & Regulatory Disclosure

Finance Choices is an online personal finance marketplace and educational resource owned and operated by Leadhouse. We help consumers explore financial products, services, tools, calculators, and providers across categories such as mortgage, insurance, debt relief, credit, personal loans, banking, budgeting, and other personal finance topics.

Finance Choices may receive compensation from advertisers, partners, lead buyers, affiliate networks, financial service providers, insurance agencies, lenders, brokers, debt relief companies, credit-related service providers, and other third parties when you click on links, submit a form, request to be matched, call a phone number, or otherwise interact with offers displayed on our website.

This compensation may affect how, where, and in what order products, providers, offers, articles, recommendations, advertisements, or sponsored listings appear on the site. Finance Choices does not include every financial product, provider, lender, broker, insurer, debt relief provider, bank, credit card issuer, marketplace, or service available in the market.

Some content on Finance Choices may be sponsored, paid, or influenced by commercial relationships. When we receive compensation in connection with content, links, rankings, comparisons, or referrals, we aim to disclose that relationship clearly and conspicuously. FTC guidance generally requires that material connections between advertisers, endorsers, reviewers, and brands be disclosed in a clear and noticeable way.

No Guarantee of Approval, Savings, Rates, or Results

Finance Choices does not guarantee that you will qualify for any product, service, loan, credit card, insurance policy, debt relief program, rate, payment, savings amount, credit improvement, approval, pre-approval, or other financial outcome.

Rates, terms, payments, fees, savings estimates, qualification criteria, program availability, and provider participation may vary based on your credit profile, income, debt, location, property type, insurance history, loan amount, underwriting requirements, state law, provider criteria, and other factors.

Any calculators, simulators, payment examples, estimated savings, affordability tools, debt payoff projections, credit score simulations, insurance estimates, or mortgage estimates shown on Finance Choices are for informational and educational purposes only. They are not a quote, offer, approval, pre-approval, commitment to lend, insurance binder, credit decision, or guarantee of results.

Marketplace and Lead Matching Disclosure

When you submit information through Finance Choices, you authorize Finance Choices and its partners to use the information you provide to match you with companies, providers, advertisers, service partners, or lead buyers that may offer products or services relevant to your request.

Your information may be shared with one or more third parties, including but not limited to lenders, mortgage brokers, insurance agents, debt relief companies, credit service providers, banks, lead buyers, affiliate partners, marketing partners, call centers, and service providers, depending on the category you select and the information you submit.

Submitting a form does not guarantee that you will be matched with a provider or that any provider will offer you a product or service.

Not Financial, Legal, Tax, Credit, Insurance, or Mortgage Advice

Finance Choices provides general educational content and comparison tools. We are not acting as your financial advisor, attorney, tax advisor, credit counselor, insurance advisor, mortgage advisor, or fiduciary.

The information on this website is not personalized financial, legal, tax, credit, insurance, or mortgage advice. You should consult a qualified professional before making decisions about borrowing money, refinancing, purchasing insurance, enrolling in debt relief, applying for credit, settling debts, buying a home, or making other financial decisions.

Licensing Disclosure

Unless expressly stated otherwise, Finance Choices is not a lender, creditor, mortgage broker, loan originator, insurance carrier, insurance agency, debt settlement provider, credit repair organization, bank, credit card issuer, or underwriter.

Finance Choices does not make credit decisions, issue loans, provide insurance policies, underwrite applications, negotiate debts, repair credit, or determine eligibility for financial products. Any product or service you obtain is provided by the applicable third-party provider, subject to that provider's terms, conditions, eligibility criteria, disclosures, licensing, and regulatory obligations.

For mortgage-related content, Finance Choices does not make mortgage loans or commitments to lend. Any mortgage offers, rates, examples, or loan terms are provided by third-party lenders or brokers and may be subject to federal and state mortgage advertising laws, including disclosure requirements when specific credit terms are advertised. Regulation Z and related mortgage advertising rules can require additional disclosures when certain triggering terms are used.

Sponsored Listings, Rankings, Reviews, and Comparisons

Finance Choices may publish rankings, reviews, comparisons, recommendations, editorial content, and sponsored placements. These may be based on a combination of factors, including advertiser compensation, consumer demand, product features, provider information, publicly available data, internal analysis, partner availability, and editorial judgment.

Compensation may influence placement, but we aim to provide content that is useful, accurate, and not misleading. However, we do not guarantee that any ranking, review, comparison, or recommendation is complete, current, or applicable to your individual circumstances.

Where reviews, testimonials, rankings, or endorsements are influenced by a material relationship, Finance Choices intends to disclose that relationship in accordance with applicable advertising guidance. The FTC has emphasized that online disclosures should be clear, conspicuous, and placed where consumers are likely to notice them.

Third-Party Offers and Websites

Finance Choices may link to third-party websites, applications, advertisers, lenders, brokers, insurers, debt relief companies, service providers, affiliate partners, or marketplaces. We do not control and are not responsible for third-party websites, products, services, disclosures, privacy practices, licensing, advertising claims, availability, pricing, or customer experiences.

When you click a link, call a phone number, submit a form, or otherwise interact with a third party, you may be subject to that third party's terms, privacy policy, disclosures, consent language, and eligibility requirements.

Accuracy of Information

Finance Choices strives to provide accurate and helpful information, but financial product terms, rates, fees, program details, eligibility requirements, provider availability, and laws may change without notice.

We do not warrant that content on this site is complete, current, accurate, or error-free. You should verify all terms, rates, fees, eligibility criteria, and disclosures directly with the applicable provider before applying for or purchasing any product or service.

Credit, Debt, and Consumer Finance Disclosures

Finance Choices does not guarantee that use of this website or any third-party service will improve your credit score, reduce your debt, lower your payments, stop collection activity, prevent foreclosure, avoid bankruptcy, or result in loan, credit, or insurance approval.

Debt relief, debt settlement, credit repair, and similar services may involve fees, risks, tax consequences, credit score impacts, collection activity, litigation risk, and no guarantee of results. Consumers should carefully review all provider disclosures and consult a qualified professional before enrolling in any debt-related program.

Insurance Disclosure

Finance Choices is not an insurance carrier and does not underwrite insurance policies. Any insurance rates, coverage options, premiums, policy terms, or eligibility determinations are provided by third-party insurance companies, agencies, brokers, or partners.

Insurance availability, pricing, and coverage vary by state, applicant, carrier, underwriting criteria, and other factors. A quote is not a guarantee of coverage.

Mortgage Disclosure

Finance Choices is not a lender or mortgage broker unless expressly stated otherwise in a separate licensing disclosure. Mortgage rates, payments, APRs, fees, loan programs, and qualification criteria are subject to change and depend on borrower qualifications, property details, lender requirements, and market conditions.

Any mortgage calculator or payment estimate is for educational purposes only and may not include all costs, including taxes, insurance, mortgage insurance, HOA dues, closing costs, prepaid items, or other fees. Contact a licensed mortgage professional for a personalized quote and required disclosures.

Contact Us

For questions about this Advertising & Regulatory Disclosure, contact:
Finance Choices
Website: choices.finance
Email: info@choices.finance