Budget · Calculator

Debt Avalanche Calculator

List your debts, then attack the highest APR first. This usually minimizes total interest paid.

Your inputs

Your results

Estimated debt-free date

May 2029

34 months · highest APR first

Total interest

$3,327

Interest saved vs. minimums only

$3,216

Payoff order & milestone tracker

  1. 1
    Credit card A$4,200 · 24% APR

    Estimated payoff: Mar 2028 (20 mo)

  2. 2
    Credit card B$1,450 · 19% APR

    Estimated payoff: Jun 2028 (23 mo)

  3. 3
    Personal loan$8,800 · 12% APR

    Estimated payoff: May 2029 (34 mo)

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Finance Choices calculators and simulators are for educational and informational purposes only. Results are estimates and may not reflect your actual loan terms, insurance premium, credit eligibility, interest rate, savings, repayment timeline, approval odds, or total cost. Finance Choices does not provide legal, tax, insurance, mortgage, or financial advice. Partner offers may vary based on credit profile, income, debt, location, property details, insurance history, lender criteria, underwriting guidelines, and other factors.