Budget · Calculator
Debt Consolidation Calculator
Combine multiple balances into one estimated loan payment, then compare total cost.
Your inputs
Current debts
Consolidation loan
Your results
Current monthly
$375.00
New monthly
$314.18
−$60.82/mo
Current interest cost
$6,901
New interest cost
$4,401
Current total repayment
$21,351
New total repayment
$18,851
Save $2,501
Explore options tailored to your budget and debt goals
Based on what you shared, Finance Choices can help you compare budgeting tools, credit monitoring, debt consolidation loans, balance transfer cards, credit counseling resources, debt relief options, and other financial products that may fit your situation.
Finance Choices calculators and simulators are for educational and informational purposes only. Results are estimates and may not reflect your actual loan terms, insurance premium, credit eligibility, interest rate, savings, repayment timeline, approval odds, or total cost. Finance Choices does not provide legal, tax, insurance, mortgage, or financial advice. Partner offers may vary based on credit profile, income, debt, location, property details, insurance history, lender criteria, underwriting guidelines, and other factors.